FD Calculator

Fixed Deposit (FD) Calculator

Fixed Deposit (FD) Calculator

Fixed Deposit (FD) is one of the safest and most reliable investment options in India. Banks and NBFCs offer guaranteed returns with fixed interest rates. Money Manzil FD Calculator helps you estimate the maturity value based on your investment, rate, and tenure.

How FD Calculator Works?

Banks calculate FD returns using the Quarterly Compounding Formula:

A = P × (1 + r/4)^4t

• P = Investment Amount
• r = Annual Interest Rate
• t = Tenure in Years
• A = Maturity Amount

Example

If you invest ₹1,00,000 for 5 years at 7%:

A = 1,00,000 × (1 + 0.07/4)²⁰ ≈ ₹1,40,255

Benefits of FD Calculator

• Instant maturity calculation
• Accurate quarterly compounding (RBI standard)
• Interest earned + maturity clearly shown
• Useful for comparing FD rates across banks

Money Manzil FD Calculator helps you plan your investments with confidence and accuracy.